Is CarLoanAutoCredit.com a bank?
No. CarLoanAutoCredit.com is a website where the users of CarLoanAutoCredit.com can
decide to apply for a car loan. CarLoanAutoCredit.com applications are routed through a
central server where your application may or may not be placed with one or more of our
dealer partner affiliates. Nearly 100% of applicants are matched with an affiliate in their
areaprovided they have a reasonable income and have not applied with the dealer
network before.
Can I apply for a Refinance Auto Loan at CarLoanAutoCredit.com?
No. But we recommend JumpStartMyCredit.com and Credit.com. Good Luck!
What will my interest rate be?
It depends. The only way one of our dealer partners can match you with their best lender
for your credit, is for you to fill out the credit application and have one of our dealers
review it. Typically auto loan interest rates will vary depending on the vehicle you buy,
the down payment amount, the term of the loan, and credit quality. Our dealers are
experts at helping people with bad credit buy cars so give it a shot, especially if you have
been turned down elsewhere.
Who are your dealer partners in my area?
That will depend on many factors. Certain dealers are better at helping customers with
certain credit issues than others. For example: Some dealers are better suited to help
customers that have had a recent bankruptcy. So applicants with a recent bankruptcy
will be routed to those dealers that are best suited to help, and are in our dealer network.
The system is completely automated, and new dealers are being added all the time, so it
is impossible for us to post a list of the active dealer partners for the entire country.
How long does it take for the dealer to contact me after I apply?
Most of our dealer partners will contact you within four (4) business hours. As long as we
are able to match you with a car dealer in your area, they should contact you within 24-48
hours at the latest.
"CarLoanAutoCredit.com was able to match me with a car dealer in my neighborhood that specialized in bad credit car loans. Now, I am driving the car I wanted at payments I can afford."
Bruce Seattle, WA
"I had been turned down for a car loan at other websites, but a dealer in my area called me about an hour after I applied at CarLoanAutoCredit.com and said I was APPROVED for a car loan of up to $20,000."
April Denver, CO
"My family really needed something with 3-rows of seats, but other dealers we had talked to said we had too much negative equity. The dealer CarLoanAutoCredit.com found for us was able to get us a car loan that lowered our payment and got us out from under our negative equity."
Andy Trenton, NJ
"Our credit was so bad that we were embarrassed to actually walk into a dealer and look at cars. Getting pre-qualified with CarLoanAutoCredit.com saved us a lot of time, and the embarrassment of being turned down for a car loan at other auto dealers."
Greg and Heidi Santa Barbara, CA